Your VIP All Access Pass unlocks all three days of FTW: San Francisco’s core experiences, including the Fintech Summit, the Fintech Is Femme Leadership Summit, and the Fintech Security Summit.
This pass is for those who want proximity, access, and momentum with our world-class speakers, founders, and industry leaders. Includes:
Exclusive access to the Speaker & VIP Lounge
Backstage access to connect with leaders and industry builders
Access to the Academy of Fintech private Slack community before the event to connect with fellow attendees, schedule meetings, and start building relationships before you arrive in San Francisco
Experience all three days of FTW: San Francisco, including the Fintech Summit, the Fintech Is Femme Leadership Summit, and the Fintech Security Summit.
Your pass includes:
Full access to all keynote sessions, fireside chats, and panel discussions
Curated networking opportunities with founders, executives, investors, and operators
Food and beverage throughout the conference experience
Early access to RSVP for official FTW partner events and experiences taking place throughout the week
This pass gives you full access to one summit of your choice:
The Fintech Summit by Fiat Growth
Fintech Is Femme Leadership Summit
The Fintech Security Summit
Your pass includes:
All programming, panels, curated experiences, and networking scheduled for your selected summit
Complimentary lunch, food, and drinks throughout the day
Priority invitations to select FTW events and experiences happening outside the core conference programming, subject to availability
FTW San Francisco Where Fintech Gets Built
FTW San Francisco brings together fintech’s most influential founders, operators, investors, and financial services leaders in the Bay Area — the epicenter of innovation — for a week of content, community, and connection.
This is where the industry gathers to pressure-test ideas, shape what’s next, and build the future of financial services — grounded in product, technology, and execution.
Agenda at a Glance
The Fintech Summit by Fiat Growth
Tuesday, September 29 | 10:00 AM – 5:00 PM
Focus: Building, scaling, and monetizing fintech in real markets.
Key Topics Include:
AI agents & automation in financial services
Go-to-market strategies that actually convert
Embedded finance & distribution partnerships
Revenue growth, pricing, and scale economics
Founder-to-founder playbooks and operator-led insights
Built for founders, operators, and growth leaders responsible for real revenue.
The Fintech Is Femme Leadership Summit
Wednesday, September 30 | 10:00 AM – 7:00 PM
Focus: Leadership, influence, and decision-making at scale.
Key Topics Include:
The future of fintech leadership and power
Building enduring companies through culture and trust
Executive visibility, brand, and narrative control
Capital access and strategic partnerships
Where fintech, media, and culture collide
Live Recording:
Humans of Fintech podcast recorded on-site with a surprise guest during the summit
Featuring early-stage fintech builders pitching in front of operators, investors, and ecosystem leaders.
The Fintech Security Summit
Thursday, October 1 | 10:00 AM – 5:00 PM
Focus: Trust, risk, and resilience in the digital economy.
Key Topics Include:
Fraud, identity, and authentication in an AI-first world
Payments security and compliance infrastructure
Regulatory shifts and risk management strategies
Data protection, privacy, and consumer trust
Security as a growth enabler — not a blocker
Designed for CISOs, CTOs, risk leaders, compliance executives, and fintech infrastructure builders.
Limited Slots
Startup Spotlight Sponsorship
This track gives a select group of startups the opportunity to showcase their innovations live on stage as part of a curated Spotlight Series built directly into the main agenda.
It had intros to institutions, leaders, and partners
Brand visibility across Summit Communications
Access to the VIP networking reception
Calendar
The Agenda
Day 1
9:00 – 10:00 AM
Doors Open + Networking Brunch
Arrive early, grab a bite, and start building connections before the day kicks off.
10:00 – 10:35 AM
The Autonomous Finance Department
What happens when AI agents run accounting, finance and the back office?
10:35 – 11:00 AM
When AI Becomes the Customer
What happens when machines start deciding what gets discovered, bought and paid for?
11:00 – 11:35 AM
The One-Person Unicorn
AI agents are collapsing the cost of building, selling and operating a company. How far can it go?
11:35 – 11:45 AM
Break
11:45 AM – 12:15 PM
The Invisible Wallet: Building Financial Infrastructure People Trust
A special fireside chat brought to you by Green Dot.
12:15 – 1:00 PM
Speed Up vs. Slow Down
Sponsored by Green Dot.
Where can financial services move faster in the age of AI — and where do the fundamentals still require us to slow down?
1:00 – 1:45 PM
Speed Networking
Powered by Fiat Growth
Connect with founders, operators, and investors in curated small-group rotations.
1:45 – 2:30 PM
Break
2:30 – 3:10 PM
Your Next Fraudster Is an AI Agent
Identity and trust get rewritten when machines can act and transact autonomously
3:10 – 3:45 PM
The Agentic Economy is Here
What AI usage data tells us about where intelligence, applications and business are actually going
3:45 – 4:10 PM
Money Built for Machines
AI operates 24/7. Money will too. Are stablecoins becoming the settlement layer for agents?
4:25 – 5:00 PM
Closing Keynote: Market Insights
A forward-looking perspective on the future of fintech, infrastructure, and power.
Day 2
10:00 – 11:00 AM
Doors Open + Networking Brunch
Arrive early, grab brunch, and start building connections before the day kicks off.
11:00 – 11:05 AM
Welcome to the FTW Leadership Summit
Kickoff + opening perspective on the state of fintech.
11:05 – 11:30 AM
The $100 Trillion Wealth Transfer Nobody Is Ready For
Sponsored by Alix.
The Great Wealth Transfer isn't just about where the money goes. It's about who does the work to move it, why that burden disproportionately falls on women, and whether AI can make one of life's hardest financial moments easier.
11:30 AM – 12:00 PM
When AI Starts Doing the Work: Redesigning Financial Operations for the Agent Era
Sponsored by Gradient Labs.
What changes when AI moves from answering questions to making decisions, taking actions and operating inside regulated financial workflows?
12:00 – 12:05 PM
Startup Spotlight: Turning Untapped Potential Into Enterprise Value
Jenny Flores on building the infrastructure to connect capital with women and underestimated founders at scale. Sponsored by AMH Catalyst Center.
12:05 – 1:00 PM
Networking Break
Powered by AMH Catalyst
1:00 – 1:30 PM
What Happens When AI Stops Being a Tool and Starts Changing How Industries Work?
Sponsored by Candidly
What happens when AI moves from assisting to reshaping workflows, decision-making, and the way entire industries operate.
1:30 – 2:00 PM
You Can't Move Fast and Break Things With People's Money
Sponsored by Candidly.
What it takes to innovate at speed when the products you’re building touch people’s money, data, and financial lives, and getting it wrong has real consequences.
2:00 – 2:30 PM
Panel: Build, Buy, or Partner? Banking and Payments Infrastructure for the AI Era
Sponsored by TabaPay
As AI changes how financial products and customer experiences are built, companies still face a foundational infrastructure decision: what should they own, and where should they partner? Leaders across fintech, commerce, platforms, and payments explore the roles of bank charters, sponsor banks, payment networks, and technology partners—and how those choices affect innovation, compliance, economics, and money movement.
2:30 – 3:00 PM
Break
3:00 – 3:30 PM
Who Banks the AI Agent?
What happens as AI moves from surfacing financial insights to actually interacting with banking infrastructure? In this session, we'll explore how AI is rewriting the relationship between banks, fintechs, and their customers.
3:30 – 4:00 PM
AI: To Fear or Not To Fear?
Sponsored by Ontop
Where AI creates real competitive risk, where the fear is overblown, and what founders need to build differently as the cost and speed of creating companies change.
4:00 – 4:30 PM
The Next Billion Fintech Customers Won’t Look Like the Last Billion
4:30 – 5:30 PM
Networking and Closing
Day 3
9:00 – 10:00 AM
Doors Open + Networking Brunch
Arrive early, grab a bite, and start building connections before the day kicks off.
10:00 – 10:10 AM
Welcome Remarks
Welcome Speech + Ice Breaker
10:10 – 10:30 AM
The Moment of Reckoning for Fintech is Here
Keynote: How easy it is to steal money from (fintechs)
10:30 – 11:00 AM
Trust Is the Product: A fireside chat with COO Chime
How Chime is building the primary financial relationship through engagement, operational excellence and reliability.
11:00 – 11:30 AM
Agentic Commerce: It's Money Time. Are We Ready?
An exploration of how autonomous AI agents are reshaping digital interactions, and what it truly means to manage, authenticate, and authorize identity in a world where humans are no longer the only actors.
11:30 AM – 12:00 PM
Confronting the Scamdemic: Why is this so hard
12:00 – 12:45 PM
Networking Lunch
12:45 – 1:15 PM
The Cost of Impersonation is Going to Zero: A Fireside Chat with Prove CEO
How Chime is building the primary financial relationship through engagement, operational excellence and reliability.
1:15 – 1:45 PM
Secure Payments
1:45 – 2:05 PM
Christina AI Presentation
2:05 – 2:35 PM
Compliance is Not Security
2:35 – 3:00 PM
Break
3:00 – 3:30 PM
Startup Highlights
A fast-paced showcase of innovative startups, where each presents breakthrough solutions and fresh approaches to tackling today’s most pressing fintech security challenges.
3:30 – 4:00 PM
Closing Thoughts - Funding Trust: AI, Identity, Fraud, and the Future of Fintech
A closing session examining how boards can align growth ambitions with risk management, security imperatives, and corporate social responsibility to make strategic, resilient decisions.
4:45 – 5:00 PM
Closing Engagement + Key Takeaways
A collaborative wrap-up designed to capture the strongest takeaways and ideas from the day.
Who Attends FTW
Meet the Leaders Shaping the Future of Financial Services
FTW brings together the founders, executives, investors, banks, and technology leaders driving the future of financial services. Our community is intentionally curated to create meaningful relationships turned dealflow between the people building, investing in, and transforming fintech.
You’ll be in great company
Whether you’re looking to meet enterprise decision-makers, innovative founders, venture investors, or banking leaders, FTW is where the industry’s most influential voices come together.
CEOHSBC Private Bank
Chief Financial OfficerBrex
Chief Operating OfficerChime
Chief Product OfficerCurrent
Chief Investment OfficerRobinhood
Founder & CEOHighnote
Managing Director, Head of IdentityJPMorgan Chase
SVP, Head of FintechU.S. Bank
EVP, New Payment FlowsMastercard
Head of ProductAirwallex
General PartnerOak HC/FT
VP, Innovation InvestmentsICBA
You’ll meet leaders from
Banking & Financial Institutions
JPMorgan Chase
Bank of America
Citi
U.S. Bank
HSBC
TD Bank
Silicon Valley Bank
Grasshopper Bank
Valley Bank
Jenius Bank
Old Glory Bank
Baker Tilly
Payments & Fintech
Visa
Mastercard
Stripe
Brex
Chime
Green Dot
Highnote
PayPal
Robinhood
Current
Airwallex
Prove
BioCatch
Jumio
Feedzai
Public
Ripple
Zelle
Venture Capital & Investment
BlackRock
Anthemis
Oak HC/FT
Fiat Ventures
BankTech Ventures
SixThirty Ventures
TIAA Ventures
Stifel Ventures
Laconia Capital
Inspired Capital
AI, Identity & Infrastructure
FIDO Alliance
Mastercard
Feedzai
BioCatch
Prove
Jumio
Airwallex
Robinhood
Goodfin
FIS
Audience snapshot
Our audience includes:
C-suite executives and founders
Heads of Product, Payments, AI, Risk, Fraud & Identity
Bank innovation and fintech leaders
Venture capital investors and corporate development executives
Marketing, partnerships, and growth leaders from enterprise fintech brands
Financial infrastructure, embedded finance, and payments executives
Nicole Casperson is a five-time award-winning journalist, author of Fintech Feminists, and a leading voice in the fintech industry. As the Founder & CEO of Fintech Is Femme, she has built an industry-leading media company and community of over 100,000 fintech leaders, all united by a mission to build a more inclusive financial system. Through her acclaimed newsletter, podcast, and packed event series, Nicole delivers insights and analysis that have earned her a reputation as a trailblazer defining a new era of fintech leadership. In addition to her media work, Nicole lectures at Parsons School of Design, contributes to Forbes, speaks on global stages, and champions women as fintech’s most powerful—and overlooked—advantage.
Top 100 Women in Fintech 2025 by FinTech Magazine 100 Most Influential in Fintech on Linkedin Worldwide #2 Most Influential Woman in Fintech on LinkedIn – US Top 50 Women in Media 2024 2024 & 2022 Inspiring Females in Fintech by NYC Fintech Women Wave Elevates Creatives Fund Recipient 2024 #1 New Release for Fintech Feminists on Amazon Books
Fiat Growth brings deep operational reach into fintech’s growth engine — not just media or networking, but real GTM relationships driving results.
Led by Drew Glover — founder, operator, and GP at Fiat Ventures, Fiat sits at the center of deal flow, hiring pipelines, customer introductions, and future funding pathways
250+ fintech companies supported across banking, payments, insurance, and embedded finance
$2B+ in revenue driven via growth initiatives
1,000+ active founders, operators & investors inside Fiat’s network
Robust b2b media ecosystem with brands; VC Uncovered and Fintech Mavericks supercharging 50+ annual events including summits, curated dinners, firesides, and founder programs
Frances Zelazny is a fintech security and digital identity leader with more than 25 years of experience scaling enterprise SaaS companies across cybersecurity, biometrics, analytics, and commerce. As Founder & CEO of Anonybit, she operates at the intersection of identity strategy, fraud prevention, and privacy-preserving technology.
A trusted advisor to enterprises, government agencies, and global organizations, Frances focuses on how biometrics, behavioral signals, and risk-based controls come together across authentication, compliance, and fraud. She hosts and co-produces the Fintech Security Summit, convening senior leaders from banks, fintechs, payments companies, and security providers.
She has been recognized on the Women in Fintech Power List 100 and Standout 45, named one of the 25 Most Influential Women Leaders in Biometric Digital Identity (2025), SIA Women in Security Forum Power 100, Globee Female Visionary Award, and as an Inspiring Female Founder.
Speaker Faculty
Drew Glover
Co-Founder, Fiat Growth GP, Fiat Ventures
John Glasglow
CEO & CFO, Campfire
Renata Caine
SVP, Embedded Finance, Green Dot
Taz Patel
VP of Platform Partnerships, Higgsfield AI
Peter Walker
Head of Insights, Open Router
Dan Korpman
Head of Strategic Growth Partnerships, Experian
Kevin Platshon
VP Product Marketing & Consumer Insights, Chime
Grant Simmons
Director of SEO | Content & GEO Strategist, FGV
Brian Conyer
Founder, PreventiveMD
Natasha Vernier
Chief Operating Officer, Bretton AI
Elizabeth Cox
Vice President, Fiserv
Nicole Casperson
Founder & CEO, Fintech is Femme Media
Alexandra Mysoor
Co-Founder & CEO, Alix
Francine Loza
Head of Product, Gradient Labs
Stas Johnson-Chyzhykov
COO, Rho
Jenny Flores
Co-Founder & CEO, AMH Catalyst Center
Laurel Taylor
Founder & CEO, Candidly
Zeynep Inanoglu Ozdemir
Chief Marketing Officer, Legora
Racquel Oden
US Head of Wealth, Premier and Global Private Banking, HSBC
Rodney Robinson
Co-founder and CEO, TabaPay
Lauren McCollom
SVP, Head of Embedded Finance, Grasshopper
Whitney Glassberg
Entertainment & Creator Partnerships, OpenAI
Julian Torres Gomez
CEO & Co-Founder, Ontop
Asya Bradley
Startup & Venture Capital Lead, Stripe
Shivani Siroya
Founder & CEO, Tala
Debbie Hsu
Chief Operating Officer, Experian
Akankshu Dhawan
Senior VP of Product & Tech, Xero
Nicole Dunn
GM Agentic Economy, Baselayer
Maria Camila Ramirez
Co-Founder & COO, Ontop
Frances Zelazny
Founder & CEO, Anonybit
Nicole Casperson
Founder & CEO, Fintech is Femme Media
Drew Glover
Co-Founder, Fiat Growth GP, Fiat Ventures
Janelle Sallenave
Chief Operating Officer, Chime
Jyothsni Reddy Gondesi
Risk Strategy Partner, Stripe
Nate Soffio
Head of Agentic Commerce, Prove
Jay Jones
The Profiler
Angela Diaz
Senior Risk Manager, External Fraud Oversight, TD Bank
Rodger Desai
CEO, Prove
Deepak Jain
President & CEO, WinkPay
Christina Rea
CEO, RayCor Consulting
Maxine Most
Principal, Acuity Market Intelligence
Serra Wei
Co-Founder & Chair, Aegis Trust
Why San Francisco
Where the Future Gets Built
The Bay Area remains the global home of fintech innovation — where products are conceived, tested, and scaled.
Builder-First Content
Tactical, operator-led discussions focused on product, GTM, and execution — not surface-level trend talk.
High-Signal Rooms
Curated connections with founders, investors, and operators who are actively building and buying.
Intentional Experiences
Thoughtfully designed environments that encourage deep conversation, collaboration, and idea exchange.
Vision Meets Execution
A speaker faculty of founders, technologists, and investors turning big ideas into real-world systems.
Curated by Trusted Voices
Led by award-winning fintech journalist Nicole Casperson, with insights drawn from years of on-the-ground reporting and relationship-building across fintech.
This is fintech in build mode — and San Francisco is where it happens.
